From time to time Card.Gift may offer special promotions or offers related to purchases of Retailer Gift Cards. The applicable terms of each promotion will be posted on the Websites near the description of any such promotion. The expiration date for a Retailer Gift Card is displayed on or on the back of the Gift Card, in your digital wallet. Please refer to the expiry date to ensure you redeem your Gift Card within the allocated validity period. Unless otherwise stated by the applicable Retailer, Retailer Gift Cards are not redeemable for cash. Each Gift Card purchased by you will be listed as a separate Gift Card. The Card cannot be used towards the purchase of any other gift card or voucher.

If you purchase two Gift Cards from the same Retailer, your wallet will contain two Gift Cards. Card.gift is not responsible if a Gift Card is lost, stolen, destroyed, or used without permission. Card.gift is not responsible if any Gift Card is rendered unsuitable for redemption through no fault of Card.gift. If you have lost or misplaced your Gift Card and the balance has not been spent or changed from the original amount, email us at support@card.gift, and we will send you a replacement on the condition that the lost or misplaced Gift Card is registered with Card.Gift and we can confirm the remaining used balance.

You can exchange the stored monetary value on Card.Gift Swap Cards for Retailer Gift Cards available from the Websites for the same monetary amount. If you want to purchase a Retailer Gift Card for a higher monetary face value than on your Card.Gift Swap Card, you will need to pay Card.Gift the balance to complete your purchase at checkout. If you purchase multiple Card.Gift Gift Cards on a single day, the total amount that you load on all the cards may not exceed $4,999.

There are no fees associated with Card.Gift Swap Cards in either digital or physical formats. However, if you choose to purchase a physical Gift Card, you will need to pay standard Australia Post postage costs. Please note: if you choose to swap your Card.Gift Swap Card for a Mastercard, Visa, or EFTPOS Gift Card, an additional fee will apply. This fee varies depending on the type of card selected and its value. Card.Gift Swap Cards have a 36-month expiry period during which you can exchange them for Retailer Gift Cards of your choice. Once exchanged, the selected Retailer Gift Card(s) will be subject to their own expiry dates and terms and conditions.

Card.Gift Swap Cards are not redeemable for cash, and refunds will not be provided (except where required by law). Card.Gift reserves the right to amend these terms at any time.

Terms and Conditions These Terms and Conditions apply to your Card.Gift prepaid physical Mastercard (“the Card”). The Card is issued by EML Payment Solutions Limited ABN 30 131 436 532 AFSL 404131 (“EML”) pursuant to license by Mastercard and distributed by TCN Group Pty Ltd ABN 87 626 501 568 (“TCN”).

In these Card terms and conditions, “we”, “us” or “our” means EML and TCN; and “you”, “your” or “user” means the cardholder. If you acquire the Card you will have a contract with us. Accepting the Card and agreeing to these Conditions of Use By using the Card, you agree to be bound by these Terms and Conditions. You must give these conditions to the user of the Card if that is not you. The Card remains our property. How and where you can use the Card The Card is a single load prepaid Mastercard that can be used for purchasing goods and services where Mastercard prepaid cards are accepted for electronic transactions (excluding transactions at ATMs or over the counter at financial institutions). The card must be activated prior to use and expiry.

To activate the Card, you must follow the activation steps provided on the back of your card. If the Card is not activated within 36 months from the date of issue, it will be closed, and the available balance will be forfeited. When using the Card at point of sale, if required, press the Credit button to access the available balance. The Card does not have cash out capability. You may not use the Card to withdraw cash. The Card cannot be used towards the purchase of any other gift card or voucher. The Card cannot be cancelled, used to obtain or redeem cash and cannot be used for making direct debit, recurring, or regular instalment payments. Use of the Card may be declined at some merchants (such as gambling merchants or merchants who choose not to accept the Card). We are not liable in any way when authorisation is declined for any particular transaction except where the authorisation has been declined because of an act or omission on our part. The Card is not a credit card and nor is it linked to a deposit account with us.

Checking your Card balance and transaction history You acknowledge and agree that we do not provide you with paper statements. Card transaction activity and balance information can be found by accessing card.gift/activate. You are responsible for checking your transaction history and knowing the available balance for the Card. You are responsible for ensuring the availability of sufficient funds for all transactions. The Card cannot be used to make transactions that exceed the available balance. For such a transaction you need to pay the difference by another method if the merchant agrees.

In the event the available amount on the Card is less than the purchase amount, some merchants may not allow the Cardholder to combine multiple payment types (such as cash, cheque or another payment card) to complete the transaction. Validity and Card Expiry The Card is valid until the expiry date shown on the Card and cannot be used after expiry. After its expiry, or cancellation for non-activation, any balance will be forfeited and the Card will be declined when presented for use. We will not give you any notice before this happens. To check the Card expiry date, go to card.gift/activate

GENERAL INFORMATION These Conditions of Use govern the use and operation of your Visa gift card (“Card”). Your Visa Card is issued to you by TCN Group Pty Ltd ABN 87 626 501 568 (“the Distributor”). By acquiring this Visa Card, you accept these Conditions of Use. In these Conditions of Use, “you” refers to the person who acquires the Card, whether by purchasing the Card or receiving the Card as a gift, and “us”, “we” or “our” refers to TCN Group Pty Ltd (“TCN”). The Distributor is the distributor and promoter of your Card. The Distributor is also responsible for providing certain cardholder services to you.

These services include providing you with your Card, providing lost and stolen services and assisting you with any enquiries you may have regarding the use of your Card. Pays availability When we refer to the Pays, we are referring to Apple Pay, Google Pay or Samsung Pay and further, when we refer to a Device, we are referring to a mobile phone or wearable device that allows you to store a Card to the Device. Pays availability is subject to your respective Card program sponsor and device capability. Although the Card is Pays enabled, availability of the Pays is contingent upon the card program you have signed-up for. The Card cannot be used towards the purchase of any other gift card or voucher.

In addition, Cardholders associated with Pays enabled programs must ensure their device is Pays capable. This means your device must have the ability to store the Card and actuate a purchase. Using the Card and Expiration The Card is a prepaid Visa card that can be used for purchasing goods and services where prepaid Visa cards are accepted for electronic transactions (excluding transactions at ATMs or over the counter at financial institutions). Your Card cannot be used to make direct debit or recurring or regular instalment payments. Such attempted unauthorised use may result in your Card being suspended or cancelled and any remaining value on your Card being forfeited.

The card will expire according to the month and year found on your tokenised card on your device The Card is valid until the expiry date and cannot be used after expiry. On the expiry of your Card, any balance that remains after the expiry date will not be available for use and will be forfeited by you and become the property of the Distributor. All transactions conducted overseas will be converted into Australian dollars. Transactions will either be converted directly into Australian dollars or will be first converted from the currency in which the transaction was made into US dollars and then converted to Australian dollars by Visa Worldwide PTE Ltd (“Visa”). The conversion rate used is either: a wholesale market rate selected by Visa from the range of wholesale rates available in wholesale currency markets for the applicable processing date, which may vary from the rate Visa receives; or the government-mandated rate in effect for the applicable processing date.

You must not use your Card for any unlawful purpose, including the purchase of goods or services prohibited by the laws of Australia and/or the laws of the location where the Card is used or where the goods or services are provided. Should your Card be used for unlawful purposes, we may restrict you from accessing any value available on your Card.

The Card Network Mastercard Prepaid Gift Card Conditions of Use (Terms & Conditions) Your Prepaid Mastercard (“Card”) is a Mastercard issued by EML Payment Solutions Limited (“EML”) ABN 30 131 436 532, AFSL 404131 (‘we/us/our’). In these terms and conditions, ‘you’ are the Card purchaser or user and by allowing the addition of the Card into your Pays-enabled device or by activating the Card, you agree to be bound by these Terms and Conditions. All users of the Card must be provided these conditions. Pays availability *When we refer to the Pays, we are referring to Apple Pay, Google Pay or Samsung Pay and further, when we refer to a Device, we are referring to a mobile phone or wearable device that allows you to store a Card to the Device. Pays availability is subject to your respective Card program sponsor and device capability. Although the Card is Pays enabled, availability of the Pays is contingent upon the card program you have signed-up for.

In addition, Cardholders associated with Pays enabled programs must ensure their device is Pays capable. This means your device must have the ability to store the Card and actuate a purchase. Using the Card and Expiration The Card is a Mastercard prepaid card that can be used for purchasing goods and services at locations (excluding transactions at ATMs) with the merchant category codes 5983 - Fuel Dealers (n Automotive), 5542 - Automated Fuel Dispensers and 5172 - Petroleum and Petroleum Products. Gift card is subject to the individual merchant acceptance The card will expire according to the month and year found on your tokenised card on your device The Card is valid until the expiry date and cannot be used after expiry.

At expiry, the remaining available balance will be forfeited. Card Limitations The Card cannot be used to make transactions that exceed the available balance. For such a transaction you need to pay the difference by another method if the merchant agrees. The Card is not reloadable. The Card is not a credit card and nor is it linked to a deposit account with us. The Card cannot be used to obtain or redeem cash and cannot be used for making direct debit, recurring, or regular instalment payments. Authorisations may be declined at some merchants (such as gambling merchants or merchants who choose not to accept the Card). The Card cannot be used towards the purchase of any other gift card or voucher.

We are not liable in any way when authorisation is declined for any particular transaction except where the authorisation has been declined because of an act or omission on our part. We are not liable in circumstances where you have other cards stored on your Device for payment and you inadvertently use the Card when using your Device as a payment method. You must ensure that you select the correct card prior to using your Device as a payment method. We are not otherwise liable for the use, functionality or availability of a Device, the availability of merchants who allow the use of the Device and Card as payment, or a reduced level of service caused by the failure of third party communications and network providers (except to the extent deemed liable under the ePayments Code).

We are not liable for transactions on your Card if: a) your Device security measures are compromised; or b) where you allow others access to, or the means to access, your Device; or c) any other circumstances in which you allow others to circumvent the security measures of your Device. The Card is like cash and may not be replaced if misused, lost, stolen or damaged. The Card will be void if it is defaced, mutilated, altered or tampered with in any way. Fees We do not charge any fees for using the Card. However, some merchants may charge you for using the Card and such fees may be deducted from the balance of your Card at the time of the transaction. Refunds Any refunds on Card transactions are subject to the policy of the specific merchant.

Refunds may be in the form of a credit to the Card, cash refund or in-store credit. If the Card expires or is revoked before you have spent any funds resulting from a refund (whether or not the original transaction being refunded was made using the Card) then you will have no access to those funds. Disputes, Complaints & General Queries If you have a problem with a purchase you made with the Card, or a dispute with a merchant regarding a purchase you must deal directly with the merchant involved.

If you cannot resolve the dispute with the merchant, you can contact The Card Network. If you notice any error relating to the Card or have a query about the Card, you should initially contact The Card Network by phoning Client Services during business hours. The Card Network Client Services can be contacted on: Phone: 1300 375 346, or Email: info@thecardnetwork.com.au. Disclaimers You are responsible for all transactions on the Card, except where there has been fraud or negligence by our staff or agents.

We may restrict or stop the use of the Card if suspicious activities are noticed You are responsible for checking your transaction history, knowing the available balance and date of expiry for the Card. Balance and transaction history are available to you within the app on your Device. We reserve the right to change these Terms and Conditions at any time. Any changes to the Terms and Conditions can be viewed at https://card.gift/pages/digital-mastercard-terms-conditions Information will be disclosed to third parties about the Card, or transactions made with the Card, whenever allowed by law, and also where necessary to operate the Card and process transactions. A full privacy policy can be viewed at https://card.gift/pages/privacy-policy

The Card Network eftpos Prepaid Gift Card Conditions of Use (Terms & Conditions) Definitions Card means Gift Card issued by Vii Pty Limited Card Number means the number that appears on the back of your Card. PIN means the 4-digit Access PIN printed on the back of your Card. This Card is issued by Vii Pty Ltd ABN 83 619 963 263 (‘we/us/our’). In these conditions ‘you’ are the Card purchaser or user. Vii Pty Limited (“Vii”) is the issuer of the Card and authorises The Card Network (“TCN”) Pty Ltd ABN 87 626 501 568 to distribute the Card. Using the Card, you agree to be bound by these Terms and Conditions.

You must give these conditions to the user of the Card if that is not you. The Card remains our property. This Card is a restricted access network gift card that can be used for electronic transactions, to purchase goods and services at merchants in the designated merchant category code. The Card will be activated upon purchase at point of sale or the time of despatch for online or corporate orders. Please allow up to 24hrs from time of purchase for funds to be loaded onto the Card. The Card cannot be used towards the purchase of any other gift card or voucher.

The card is valid for 3 years from the date of sale. You can also check the remaining period of use and the card balance here. It is your responsibility to be aware of the expiry period and use the card prior. The Fuel Gift Card works at venues that have designated the merchant category code Fuel Dealers (5983), Automated Fuel Dispensers (5542) or Petroleum and Petroleum Products (5172). The card is not valid at will not work at venues outside of these merchant category codes. Gift cards are still subject to individual merchant acceptance and in accordance with these Terms & Conditions and any applicable law and subject always to the individual trading terms of each participating merchant.

We are not liable for the goods or services you purchase with our Card. Any purchase made constitutes a transaction between you as the holder of the Card and the relevant merchant. You acknowledge and agree that we are not a party to that transaction, and are not in any way responsible or liable in relation to that transaction. Any dispute about goods or services purchased with a Card must be resolved with the merchant. If you think there has been an incorrectly processed transaction on your Card please contact the merchant where the transaction took place. We are unable to reverse transactions approved or processed by any merchant. The Card cannot be used to make transactions that exceed the available balance.

For such a transaction you need to pay the difference by another method if the merchant agrees. This Card is not reloadable. To check the card balance, card expiry and full conditions of use, go to https://cms.thecardnetwork.com.au/tcncheckbalance. For balance enquiries, you will be required to enter both the Card Number and Access PIN on your Card prior to getting access to the card information. The card cannot be used after expiry. At expiry, the remaining available balance will be forfeited. We will not give you any notice before this happens. The Card cannot be used to obtain or redeem cash and cannot be used for making direct debit, recurring, or regular instalment payments.

Authorisations may be declined at some merchants (such as gambling merchants or merchants who choose not to accept prepaid cards). We are not liable in any way when an authorisation is declined for any particular transaction except where the authorisation has been declined because of an act or omission on our part. You acknowledge that we may allow access to the services offered on this site to anyone who enters a valid Card number and 4-digit PIN. Your PIN is simply our way of identifying you. It does not offer you any protection or security if your Card is lost, stolen or damaged.

Remember to treat your Card like cash. You are solely responsible for any loss caused by use of your Card and PIN by you or any other person, including any use not approved or contemplated by you Your Card will not be replaced if misused, lost, stolen or damaged. If you notice any error or suspect any unauthorised use relating to the Card, you should notify THE CARD NETWORK immediately on 1300 375 346 during business hours or alternatively you can send an email to info@thecardnetwork.com.au If you have a problem with a purchase made with the Card, or a dispute with a merchant regarding a purchase, you must deal directly with the merchant involved.

If you cannot resolve the dispute with the merchant, you can contact THE CARD NETWORK on 1300 375 346 during business hours or alternatively you can send an email to info@thecardnetwork.com.au Any refunds on Card transactions are subject to the policy of the specific merchant. If the Card expires or is revoked before you have spent any funds resulting from a refund (whether or not the original transaction being refunded was made using the Card) then you will have no access to those funds. The Cards are available for purchase from specific authorised merchants listed on THE CARD NETWORK website.

We cannot guarantee the validity of any Card purchased from any other merchant including any auction website or discount website who is not listed as one of our certified merchants. Any Card not purchased from a certified merchant may be fake or counterfeit or associated with fraudulent activity. We will not be liable to you or any other person for any loss arising from any purchase of our Cards from a merchant who is not listed as a certified seller. We may restrict or stop the use of the Card if suspicious activities are noticed. If you wish to make a complaint about your Card you can send an email to info@thecardnetwork.com.au

You are responsible for checking your transaction history online and knowing your available balance, which can be checked at https://cms.thecardnetwork.com.au/tcncheckbalance Information will be disclosed to third parties about the Card, or transactions made with the Card, whenever allowed by law, and also where necessary to operate the Card and process transactions. A full privacy policy can be viewed at https://card.gift/pages/privacy-policy At any time we may add or remove participating merchants and/or where the Card may be redeemed and/or add or remove goods or services which may be purchased with the Card. We reserve the right to change these Terms and Conditions at any time.

Any changes to the Terms and Conditions can be viewed at www.card.gift. These Terms are to be construed and enforced in accordance with the laws of NSW, Australia. Any dispute arising from your receipt or use of a Card is exclusively subject to the jurisdiction of the courts of NSW, Australia.

Your Prepaid Mastercard (“Card”) is a Mastercard issued by EML Payment Solutions Limited (“EML”) ABN 30 131 436 532, AFSL 404131 (‘we/us/our’). In these terms and conditions, ‘you’ are the Card purchaser or user and by allowing the addition of the Card into your Pays-enabled device or by activating the Card, you agree to be bound by these Terms and Conditions. All users of the Card must be provided these conditions.

Pays availability *When we refer to the Pays, we are referring to Apple Pay, Google Pay or Samsung Pay and further, when we refer to a Device, we are referring to a mobile phone or wearable device that allows you to store a Card to the Device. Pays availability is subject to your respective Card program sponsor and device capability. Although the Card is Pays enabled, availability of the Pays is contingent upon the card program you have signed-up for. In addition, Cardholders associated with Pays enabled programs must ensure their device is Pays capable. This means your device must have the ability to store the Card and actuate a purchase.

Using the Card and Expiration

• The Card is a Mastercard prepaid card that can be used for purchasing goods and services at locations with the Merchant Category Codes 5411 - GROCERY STORES OR SUPERMARKETS and 5499 - MISC FOOD STORES - SPECIALTY MARKETS & CONVENIENCE and 5462 - BAKERIES
• Gift card is subject to the individual merchant acceptance
• The card will expire according to the month and year found on your tokenised card on your device
• The Card is valid until the expiry date and cannot be used after expiry.
• At expiry, the remaining available balance will be forfeited.
• Card Limitations
• The Card cannot be used to make transactions that exceed the available balance. For such a transaction you need to pay the difference by another method if the merchant agrees.
• The Card is not reloadable.
• The Card is not a credit card and nor is it linked to a deposit account with us.
• The Card cannot be used to obtain or redeem cash and cannot be used for making direct debit, recurring, or regular instalment payments.
• Authorisations may be declined at some merchants (such as gambling merchants or merchants who choose not to accept the Card).
• The Card cannot be used towards the purchase of any other gift card or voucher.

Waivers

• We are not liable in any way when authorisation is declined for any particular transaction except where the authorisation has been declined because of an act or omission on our part.
• We are not liable in circumstances where you have other cards stored on your Device for payment and you inadvertently use the Card when using your Device as a payment method. You must ensure that you select the correct card prior to using your Device as a payment method.
• We are not otherwise liable for the use, functionality or availability of a Device, the availability of merchants who allow the use of the Device and Card as payment, or a reduced level of service caused by the failure of third party communications and network providers (except to the extent deemed liable under the ePayments Code).
• We are not liable for transactions on your Card if: a) your Device security measures are compromised; or b) where you allow others access to, or the means to access, your Device; or c) any other circumstances in which you allow others to circumvent the security measures of your Device.
• The Card is like cash and may not be replaced if misused, lost, stolen or damaged.
• The Card will be void if it is defaced, mutilated, altered or tampered with in any way.

Fees

• We do not charge any fees for using the Card. However, some merchants may charge you for using the Card and such fees may be deducted from the balance of your Card at the time of the transaction.

Refunds

• Any refunds on Card transactions are subject to the policy of the specific merchant.
• Refunds may be in the form of a credit to the Card, cash refund or in-store credit. If the Card expires or is revoked before you have spent any funds resulting from a refund (whether or not the original transaction being refunded was made using the Card) then you will have no access to those funds.

Disputes, Complaints & General Queries

• If you have a problem with a purchase you made with the Card, or a dispute with a merchant regarding a purchase you must deal directly with the merchant involved. If you cannot resolve the dispute with the merchant, you can contact The Card Network.
• If you notice any error relating to the Card or have a query about the Card, you should initially contact The Card Network by phoning Client Services during business hours.
• The Card Network Client Services can be contacted on:
• Phone: 1300 375 346, or
• Email: info@thecardnetwork.com.au.

Disclaimers

• You are responsible for all transactions on the Card, except where there has been fraud or negligence by our staff or agents.
• We may restrict or stop the use of the Card if suspicious activities are noticed
• You are responsible for checking your transaction history, knowing the available balance and date of expiry for the Card. Balance and transaction history are available to you within the app on your Device.
• We reserve the right to change these Terms and Conditions at any time. Any changes to the Terms and Conditions can be viewed at https://card.gift/pages/digital-mastercard-terms-conditions

Information will be disclosed to third parties about the Card, or transactions made with the Card, whenever allowed by law, and also where necessary to operate the Card and process transactions. A full privacy policy can be viewed at https://card.gift/pages/privacy-policy

The Card Network eftpos Prepaid Gift Card Conditions of Use (Terms & Conditions) Definitions Card means Gift Card issued by Vii Pty Limited Card Number means the number that appears on the back of your Card. PIN means the 4-digit Access PIN printed on the back of your Card. This Card is issued by Vii Pty Ltd ABN 83 619 963 263 (‘we/us/our’). In these conditions ‘you’ are the Card purchaser or user. Vii Pty Limited (“Vii”) is the issuer of the Card and authorises The Card Network (“TCN”) Pty Ltd ABN 87 626 501 568 to distribute the Card. Using the Card, you agree to be bound by these Terms and Conditions.

You must give these conditions to the user of the Card if that is not you. The Card remains our property. This Card is a restricted access network gift card that can be used for electronic transactions, to purchase goods and services at merchants in the designated merchant category code. The Card will be activated upon purchase at point of sale or the time of despatch for online or corporate orders. Please allow up to 24hrs from time of purchase for funds to be loaded onto the Card. The Card cannot be used towards the purchase of any other gift card or voucher.

The card is valid for 3 years from the date of sale. You can also check the remaining period of use and the card balance here. It is your responsibility to be aware of the expiry period and use the card prior. The Grocery Gift Card works at venues that have designated the merchant category code Grocery Stores (5411), Misc Food Stores - Speciality Markets & Convenience (5499) or and Bakeries (5462). The card is not valid at will not work at venues outside of these merchant category codes. Gift cards are still subject to individual merchant acceptance and in accordance with these Terms & Conditions and any applicable law and subject always to the individual trading terms of each participating merchant.

We are not liable for the goods or services you purchase with our Card. Any purchase made constitutes a transaction between you as the holder of the Card and the relevant merchant. You acknowledge and agree that we are not a party to that transaction, and are not in any way responsible or liable in relation to that transaction. Any dispute about goods or services purchased with a Card must be resolved with the merchant. If you think there has been an incorrectly processed transaction on your Card please contact the merchant where the transaction took place. We are unable to reverse transactions approved or processed by any merchant. The Card cannot be used to make transactions that exceed the available balance.

For such a transaction you need to pay the difference by another method if the merchant agrees. This Card is not reloadable. To check the card balance, card expiry and full conditions of use, go to https://cms.thecardnetwork.com.au/tcncheckbalance. For balance enquiries, you will be required to enter both the Card Number and Access PIN on your Card prior to getting access to the card information. The card cannot be used after expiry. At expiry, the remaining available balance will be forfeited. We will not give you any notice before this happens. The Card cannot be used to obtain or redeem cash and cannot be used for making direct debit, recurring, or regular instalment payments.

Authorisations may be declined at some merchants (such as gambling merchants or merchants who choose not to accept prepaid cards). We are not liable in any way when an authorisation is declined for any particular transaction except where the authorisation has been declined because of an act or omission on our part. You acknowledge that we may allow access to the services offered on this site to anyone who enters a valid Card number and 4-digit PIN. Your PIN is simply our way of identifying you. It does not offer you any protection or security if your Card is lost, stolen or damaged.

Remember to treat your Card like cash. You are solely responsible for any loss caused by use of your Card and PIN by you or any other person, including any use not approved or contemplated by you Your Card will not be replaced if misused, lost, stolen or damaged. If you notice any error or suspect any unauthorised use relating to the Card, you should notify THE CARD NETWORK immediately on 1300 375 346 during business hours or alternatively you can send an email to info@thecardnetwork.com.au If you have a problem with a purchase made with the Card, or a dispute with a merchant regarding a purchase, you must deal directly with the merchant involved.

If you cannot resolve the dispute with the merchant, you can contact THE CARD NETWORK on 1300 375 346 during business hours or alternatively you can send an email to info@thecardnetwork.com.au Any refunds on Card transactions are subject to the policy of the specific merchant. If the Card expires or is revoked before you have spent any funds resulting from a refund (whether or not the original transaction being refunded was made using the Card) then you will have no access to those funds. The Cards are available for purchase from specific authorised merchants listed on THE CARD NETWORK website.

We cannot guarantee the validity of any Card purchased from any other merchant including any auction website or discount website who is not listed as one of our certified merchants. Any Card not purchased from a certified merchant may be fake or counterfeit or associated with fraudulent activity. We will not be liable to you or any other person for any loss arising from any purchase of our Cards from a merchant who is not listed as a certified seller. We may restrict or stop the use of the Card if suspicious activities are noticed. If you wish to make a complaint about your Card you can send an email to info@thecardnetwork.com.au

You are responsible for checking your transaction history online and knowing your available balance, which can be checked at https://cms.thecardnetwork.com.au/tcncheckbalance Information will be disclosed to third parties about the Card, or transactions made with the Card, whenever allowed by law, and also where necessary to operate the Card and process transactions. A full privacy policy can be viewed at https://card.gift/pages/privacy-policy At any time we may add or remove participating merchants and/or where the Card may be redeemed and/or add or remove goods or services which may be purchased with the Card. We reserve the right to change these Terms and Conditions at any time.

Any changes to the Terms and Conditions can be viewed at www.card.gift. These Terms are to be construed and enforced in accordance with the laws of NSW, Australia. Any dispute arising from your receipt or use of a Card is exclusively subject to the jurisdiction of the courts of NSW, Australia.

AUS residents only. One entry per email address. Winners announced on the first Monday of every month. To enter the Promotion, the entrant must submit a valid email address. The winner will be drawn at random and contacted via email. Maximum prize value $500. The prize will be issued as a $500 Digital Card.Gift swap card. If the winner does not respond within 3 days of the initial contact, a new winner may be selected at the discretion of the promoter. For all enquiries regarding email communication from Card.Gift, please contact support@card.gift. Our Customer Service hours of operation are Monday – Friday 9am – 6pm AEST and Saturday 10am – 5pm AEST.

Your gift card is redeemable towards eligible orders placed on www.doordash.com or in the DoorDash App in Australia. Gift card is made available and provided by DoorDash Technologies Australia Pty Ltd. Gift card cannot be used to pay a credit account and is not redeemable for cash except when required by applicable law. Gift card cannot be resold or returned or exchanged for cash unless required by law. Gift card not valid until purchased and activated. Purchases with a gift card are subject to DoorDash's standard refund policy, and any refund amounts will be credited back to the DoorDash consumer's account. Gift card will not expire. All gift card redemptions are final and may not be reversed. For more information on gift cards, please visit help.doordash.com/consumers/s/article/doordash-gift-cards. To view the full Gift Card Terms and Conditions, please visit doordash.com/gift-card-terms.